当前位置：首页>青岛>【健康营海】看完不踩坑!青岛居民医保参保缴费常见问题参保缴费进阶篇(一)

【健康营海】看完不踩坑!青岛居民医保参保缴费常见问题参保缴费进阶篇(一)

  • 2026-02-06 22:13:13
【健康营海】看完不踩坑!青岛居民医保参保缴费常见问题参保缴费进阶篇(一)

近期，不少小伙伴们咨询基本医疗保险参保长效机制中待遇等待期的问题。为了让大家参保缴费不踩坑，清晰了解居民医保待遇享受时间，今天就把相关政策讲明白～

01
中断参保后的待遇等待期

自2025年起，除新生儿等特殊群体外，对未在居民医保集中缴费期参保缴费或未连续参保缴费的人员，设置参保缴费后固定待遇等待期3个月；其中，未连续参保缴费的，每多断保1年，在固定待遇等待期基础上增加1个月待遇等待期。

02
不同参保场景，待遇等待期对照看

场景1

连续在集中缴费期参保缴费

无待遇等待期，正常享受医保待遇。

小王2025年、2026年均在集中缴费期缴纳居民医保费，2025年和2026年都可享受医保待遇。

场景2

断保后，在集中缴费期参保缴费

需按断保年限计算等待期。

小李2025年未缴居民医保（视作断保1年），2026年在集中缴费期参保，2026年度有3个月的固定待遇等待期，从2026年4月1日开始享受待遇。

场景3

断保后，未在集中缴费期参保缴费

小谢2025年未参保，2026年2月10日（非集中缴费期）缴纳2026年居民医保费，需等待3个月，2026年5月10日起享受待遇。

医保待遇的享受，离不开连续、及时的参保缴费。为了避免突发医疗费用无法报销的情况，建议小伙伴们按时在集中缴费期完成参保缴费。

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  140. /yingpanguazai/ssd/ssd1/www/g.460.net.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000356s ] mysql:host=127.0.0.1;port=3306;dbname=g460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000527s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.006153s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000248s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000485s ]
  6. SELECT * FROM `set` [ RunTime:0.000193s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000521s ]
  8. SELECT * FROM `article` WHERE `id` = 468569 LIMIT 1 [ RunTime:0.000321s ]
  9. UPDATE `article` SET `lasttime` = 1770951100 WHERE `id` = 468569 [ RunTime:0.013398s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.001100s ]
  11. SELECT * FROM `article` WHERE `id` < 468569 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000739s ]
  12. SELECT * FROM `article` WHERE `id` > 468569 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001929s ]
  13. SELECT * FROM `article` WHERE `id` < 468569 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000987s ]
  14. SELECT * FROM `article` WHERE `id` < 468569 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001794s ]
  15. SELECT * FROM `article` WHERE `id` < 468569 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.005766s ]
0.120554s